Overview
With Buy Now, Pay Later from ONE app, you can shop today and split your payments into three manageable installments, interest-free and hassle-free. Whether it’s a must-have item or a planned purchase, BNPL gives you the flexibility and control to stay in charge of your budget.
How does BNPL works?
It’s fast. It’s easy. And it’s built for Bahrain’s growing digital lifestyle.
Why Use BNPL from ONE App?
✔ Three easy installments
✔ No additional charges on the value of your purchases
✔ Instant approval, no paperwork needed
✔ Track payments directly inside the app
✔ Rapidly growing participating merchant list
✔ Available to both Bahrainis and expats
Where You Can Use Buy Now, Pay Later
Shop from Your Favorite Brands Across Bahrain

Case study
Use Case 1:
Hesham wants to buy a product for BD500, but wants to pay it in installments
Terms & Conditions:
- 21+ years old
- Maximum Single Transaction Limit: BD 500
- Tenure: 3 Months
Use Case 2:
Dalal wants to buy a product for BD600, but wants to pay it in installments
Terms & Conditions:
- 21+ years old
- Maximum Single Transaction Limit: BD 500
- Tenure: 3 Months
- Cash Payment Difference: BD100
FAQs
BNPL is a flexible payment option available through the ONE App that allows you to split your purchases into three easy monthly installments, with no additional charges on the value of your purchases
It’s simple:
- Download ONE App (available on iOS, Android, Huawei)
- Link your salary account
- Shop from a participating merchant online or inStore
- Choose “Buy Now, Pay Later” at checkout
- Split your payment into 3 equal installments
- No paperwork. No waiting.
BNPL is available to all salaried Bahrainis and expats, regardless of salary level. If your purchase falls within the eligible amount, you can apply instantly based on your eligibility
BNPL is available for purchases between BD 30 and BD 500.
You can use BNPL at selected partner stores and merchants across Bahrain. We’re adding more vendors every month, check the app for the latest list.
Yes! You can view your upcoming payments, due dates, and installment status directly inside the ONE App.
Just download ONE App, link your salary account and start shopping. Once you reach checkout with an eligible merchant, select “Buy Now, Pay Later” and complete your purchase in seconds.