BAHRAIN LEADING FINANCE APP
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Life Doesn’t Wait—Now Your Salary Doesn’t Either
Overview
Get up to 60% of your net salary 21 days early—it’s as simple as that.
- Instant
- Fixed fee of BHD 11
- ONE click application
- Shariah compliant
*Terms & Conditions apply
Case study
Ahmed makes BHD 800 and has a current obligation of BHD 200 towards car finance, applies for an advance on his salary 21 days before his scheduled payday. He is eligible for BHD 360 which is 60% of his net salary (BHD 800 – BHD 200 = BHD 600 x 60% = BHD 360).
He connects the bank account where his salary is deposited to ONE app and submits his application. When payday arrives, the amount will be deducted from his/her account
Case study
Ahmed applies for an advance on his salary 21 days before his scheduled payday. He requests 50% of his upcoming salary amount. He connects the bank account where his salary is deposited to ONE app and submits his application. When payday arrives, he repays the funding.
Ahmed’s Salary: 1000 BHD
Requested Amount (50%): 500 BHD
One-time Fee: 11 BHD
It’s as easy as
ONE, 2, 3
One
Open ONE app and select “Advance Salary.”
2
Review your income details and enter the amount you wish to avail
3
Confirm your request, and the amount will be deposited into your account instantly.
Who Can Apply?
To qualify for Advance Salary, you must:
Be an active user of ONE app with a linked salary account.
Have a minimum of 3 months’ salary entries in the salary account.
Have a minimum salary of BHD 500.
FAQs
Is there a limit to how much I can request?
Yes, you can access a maximum of 60% of your net monthly salary or depending on your eligibility.
How quickly will I receive the funds?
Instantly
Do I need to change where I get paid?
No, keep your bank, finance with ONE
How do I repay the amount I’ve accessed?
Repayment is automatic and deducted from your next salary or you can pay through “Repayment option” in ONE App through Benefit Gateway.
Are there any fees for using the service?
Yes, we charge a fixed 11 BD Admin Fees.
Can I make multiple requests in a month?
No, an advance can only be requested once a month.
What happens if I miss a repayment?
If a repayment is missed, you’ll receive a notification, and your account will be adjusted to reflect the missed payment you can pay through “Repayment option” in ONE App through Benefit Gateway. It’s always best to ensure funds are available on your salary date to avoid delays.
Can I repay early?
Yes, you can make early repayments at any time without any penalties.
How do I track my balance and repayments?
You can easily track your available balance and repayment schedule through the ONE app, so you always know where you stand.